Retirees Hub
When can you retire and how much can you expect to receive?
You can retire as early as age 55 or as late as age 71. The normal retirement age under the Plan is 65, but with enough pension service, you may be eligible for an unreduced pension that starts earlier.
Learn more about planning for retirement Access your retirement checklist
What if you decide to work in retirement?
If you decide to go back to work once you start receiving your pension, your pension could be affected, depending on who you work for.
Learn moreMember news
Keeping our members and retirees up to date
Check out the Summer 2025 issue of OPTions and Pension Connection newsletters for members and retirees of the OPSEU pension plan.
OPTrust celebrates 30 years of service and security
Since inception in 1995, OPTrust’s membership has grown by more than 65 per cent and assets have increased nearly fivefold. Today, OPTrust serves more than 114,000 members and delivers retirement security to retirees in every corner of Ontario.
2025-26 Post-retirement benefits and out-of-country premium rate change
Effective June 1, 2025, premiums for Legacy A2 (169494) and Retiree-Focused B2 (members paying 100% premiums - 169974) group insurance plans have increased. The out-of-country (OUP) premiums have also increased for Legacy A1 and A2 (157838 and 169494). The out-of-country premiums for Retiree-Focused members has not changed. Life Insurance has also remained the same for all group insurance plans.
OPSEU/SEFPO retroactive salary awards
Retroactive wage increases have been confirmed affecting various bargaining unit employees including Ontario Public Service Unified, Correctional Services, and LCBO among others.
Thinking about your retirement?
OPTrust's pension information sessions are a great way to learn more about your pension plan directly from an OPTrust representative.
Keeping our members and retirees up to date
Check out the Summer 2025 issue of OPTions and Pension Connection newsletters for members and retirees of the OPSEU pension plan.
OPTrust celebrates 30 years of service and security
Since inception in 1995, OPTrust’s membership has grown by more than 65 per cent and assets have increased nearly fivefold. Today, OPTrust serves more than 114,000 members and delivers retirement security to retirees in every corner of Ontario.
2025-26 Post-retirement benefits and out-of-country premium rate change
Effective June 1, 2025, premiums for Legacy A2 (169494) and Retiree-Focused B2 (members paying 100% premiums - 169974) group insurance plans have increased. The out-of-country (OUP) premiums have also increased for Legacy A1 and A2 (157838 and 169494). The out-of-country premiums for Retiree-Focused members has not changed. Life Insurance has also remained the same for all group insurance plans.
OPSEU/SEFPO retroactive salary awards
Retroactive wage increases have been confirmed affecting various bargaining unit employees including Ontario Public Service Unified, Correctional Services, and LCBO among others.
Thinking about your retirement?
OPTrust's pension information sessions are a great way to learn more about your pension plan directly from an OPTrust representative.
Find out how life events after retiring could impact your pension
Turning 65
At age 65 the additional pension benefit from OPTrust ends and your pension is integrated with the Canada Pension Plan (CPP).
Going back to work in retirement
Find out how your pension may be affected when you return to work after retirement.
Changing your spousal status after retirement
Spousal status affects survivor benefits. If your marital status changes, notify OPTrust to ensure your information is up to date.
Planning for your loved ones after retirement
Your OPTrust pension provides benefits for your survivors, so it's important that you identify who you want to receive those benefits.
The early retirement bridge benefit
Check out our pension information sessions and videos
Our pension information sessions are a great way to learn more about your pension.